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I’ve made my first $100,000

I’ve started gathering all my things to do my tax return and I stumbled upon all my Notice of Assessments from the year I had my first job. I started adding up all of the income I’ve made in the past 4...

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My Own Happiness Project

Over the long weekend I finished reading The Happiness Project by Gretchen Rubin. I’ve been meaning to read it for some time now, but unfortunately reading for enjoyment during the school year isn’t...

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I’m 22 and have $5,000 saved for retirement!

Retirement usually isn’t something that is on the minds of 20-somethings, but I think it should be. When I look at how much the prices of homes have gone up in the past 20 years and compare the...

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The Biggest Money Mistake I’ve Made

For most of my life, the only time people around me talked about money was when they were struggling with it. Thankfully for most of my life, I wasn’t struggling with money, so I felt like I had this...

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Students: Why you need a part-time job or two

I honestly can’t believe that we are already a month and a half into school. Time is flying!  Hopefully by this point you’ve started to get into the swing of things (midterms, projects, papers etc),...

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Millennials & Debt: Will we be forced to retire at 73?

Thanks to a sharp increase in the cost of university tuition over the last few decades, we might need to consider renaming Generation Y, the millennials, the Indebted Generation. Because college is far...

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I’m going to be a millionaire by the time I’m 38

So we all know I’m a spread-sheet-aholic. I love them, I adore excel, I’ll spend hours calculating my holding period return on my portfolio and I love to play with budgets to see all the fun ways I can...

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Sometimes there is just too much to save for

On a small student budget it sometimes it feels daunting to be saving for all the things I’m supposed to be saving for as a good PF blogger. It almost feels overwhelming when I sit down and think about...

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Why you need a wealth building plan

There are times when I’m on a cleaning bender that I come across old journals and notebooks. I usually take a few minutes to sit down, flip through them and look at what I was thinking back then…....

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2 million dollars terrifies me

… and that’s the number I want to retire with. Seeing as I’m only 23, many of my 20-something counterparts seem to think we have the better part of forever before we have to start thinking about...

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